Services
At the Scott Insurance & Benefits Group, we understand everyone has unique risks and challenges. Our goal is to get to know you, your family or your business and serve as a trusted partner for all of your insurance needs.
Description
General Liability
Protects your business against claims of bodily injury, property damage, and advertising injury. It's a
fundamental coverage that every business should have to shield against common liabilities arising from
daily operations.
Commercial Property
Safeguards your physical assets, including buildings, equipment, inventory, and furnishings, against
perils such as fire, theft, vandalism, and natural disasters. This coverage ensures that your business can
quickly recover and rebuild in the event of property damage.
Business Interruption
Provides financial protection for your business in the event of a temporary shutdown due to covered
perils. It covers lost revenue, ongoing expenses, and helps maintain cash flow until your operations are
restored.
Professional Liability (Errors & Omissions)
Designed for professionals and service-based businesses, this coverage protects against claims of
negligence, errors, or omissions that result in financial loss for clients. It's essential for consultants,
architects, engineers, and other service providers
Cyber Liability
Shields your business against cyber threats such as data breaches, hacking, and ransomware attacks. It
covers the costs associated with data recovery, legal expenses, notification to affected parties, and
reputation management.
Directors and Officers (D&O)
Protects the personal assets of directors and officers against lawsuits alleging wrongful acts in their
managerial roles. It's crucial for attracting and retaining top talent, as it provides assurance to decision-
makers against personal liability.
Workers' Compensation
Provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who suffer
work-related injuries or illnesses. It's mandatory in most states and helps businesses fulfill their legal
obligations while supporting their workforce.
Commercial Auto
Covers vehicles used for business purposes, including cars, trucks, vans, and specialty vehicles. It
protects against accidents, liability claims, and property damage while ensuring your business stays on
the move.